Ken Stern is an employee of Lido Advisors. David Armstrong is an employee of RIA Edge. All opinions expressed by Stern or Armstrong, or any podcast guest, are solely their current respective opinions and don’t necessarily reflect the opinion of Lido Advisors or any other individual or entity. Such opinions are based upon information the presenters consider reliable, but there is no guarantee as to its completeness or accuracy and thus it should not be relied upon as such. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions.

Past performance is not indicative of future results. All investments involve potential risks, including loss of principal. This podcast, alone, should not be used to make an investment decision. Any charts, graphs, or other figures provided should be used as reference materials to further understand the information presented and should not be used to determine which investment strategy to implement or securities to buy, sell, or hold. Strategies or investments discussed will fluctuate in price and value.

This podcast does not take into account your particular investment objectives, financial situation, or needs, and it is not intended as recommendations appropriate for you. You are strongly urged to consult with an investment professional about your personal situation before making any investment decisions.