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Trust & Estate Planning

When an Estate Plan Isn’t Enough

A thorough trust and estate plan is essential for managing and transferring wealth. For Lido One clients, however, it is only a starting point. Our services extend beyond these essentials, integrating trust administration, family governance, philanthropic strategy, and next-generation education to help preserve wealth, sustain family continuity, and create a better world for all.

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Trust and Estate Planning
vs. Legacy Planning 

Legal instruments such as trusts and wills can minimize taxes, streamline probate, and dictate how and when beneficiaries receive assets. Legacy planning is a broader, more comprehensive undertaking at the intersection of family and wealth. It helps ensure that wealth supports the people and purpose you intend.

Trust and Estate Planning

  • Wills and trusts
  • Tax minimization
  • Probate efficiency
  • Distribution instructions
  • Asset transfer mechanics

Legacy Planning

  • Stewardship and family governance
  • Next-generation education
  • Philanthropy and shared mission
  • Business succession continuity
  • Long-term family purpose

How Lido Helps Families Plan Beyond Documents

Prepare heirs for stewardship

Helping the next generation develop the financial acumen, governance structures, and shared mission needed to manage wealth responsibly.

Strengthen family dynamics

Establish governance structures, such as family meetings, that facilitate communication, manage conflict, clarify decision-making, and promote continuity across generations.

Trustee Services, Oversight, and Administration

As objective fiduciaries, we help ensure that structures operate as intended and remain aligned with evolving family objectives.

Implement tax-efficient
lifetime gifting

Enabling strategic, well-timed transfers that may help fund education, entrepreneurship, multigenerational wealth transfer, and charitable goals.

Provide for loved ones with
special needs

Creating durable structures for beneficiaries who require long-term or specialized support.

Plan for business succession

Developing transition strategies to preserve enterprise value and leadership continuity.

Enhance privacy and asset protection

Using appropriate structures to safeguard sensitive family and financial information.

Design impactful philanthropic strategies

Planning tax-efficient charitable giving during your lifetime and/or as a bequest.

Your Lido Legacy Kit
Where It All Comes Together

Based on a diagnostic overview, your wealth manager will help you create your Lido Legacy Kit. This single resource speaks for you on everything from practical matters and personal wishes to deeply held convictions, including:

  • Consolidated essential documents and financial information
  • End-of-life care choices and memorial arrangements
  • Who is vested with decision-making authority over your financial affairs and health care in the event of incapacity
  • Your final instructions about assets, wealth, and properties
  • A family letter sharing your guidance, memories, and hopes

Give yourself and your family the peace of mind that comes with clarity.

Trust & Estate

The Power of Trusts 

Trusts are among the most versatile and powerful tools in wealth management, helping protect assets, preserve privacy, and maintain long-term control over how wealth is distributed and used. Unlike a will, many trust structures operate during your lifetime and continue after death, enabling continuity and multigenerational planning.

Lido collaborates closely with you to help ensure trust strategies are thoughtfully designed, properly funded, and continuously aligned with your broader financial plan.

Common Trust Strategies We Help Evaluate:

  • Revocable Living Trusts 

    Often used as a foundational planning vehicle, revocable trusts can help streamline estate administration and provide continuity of management in the event of incapacity while preserving flexibility during your lifetime.

  • Generation-Skipping Trusts 

    For families focused on multigenerational wealth preservation, generation-skipping trusts may help transfer assets to grandchildren and later generations while potentially reducing transfer taxes across multiple estate layers.

  • Special Needs Trusts 

    These trusts provide financial support to beneficiaries with disabilities or special circumstances without jeopardizing eligibility for certain government benefits, helping secure long-term care and a better quality of life.

  • Irrevocable Trusts 

    These structures may remove assets from the taxable estate, provide asset protection, and enable more advanced wealth transfer strategies. However, because these trusts typically limit future changes, meticulous design and ongoing oversight are essential.

  • Charitable Trust Structures 

    Vehicles such as charitable remainder trusts and charitable lead trusts can help integrate philanthropic goals with tax-aware wealth transfer planning, potentially generating income streams, estate tax leverage, and meaningful charitable impact.

Strategic Gifting 

Thoughtful lifetime gifting can effectively transfer wealth while allowing you to witness the impact of your generosity.

We model the long-term implications of various approaches — including annual exclusion gifts, lifetime exemption strategies, and structured family transfers — to help ensure today’s generosity does not compromise tomorrow’s financial security.

Lido helps clients evaluate gifting strategies that may: 

  • Reduce future estate
    tax exposure 
  • Support children and grandchildren at pivotal life stages 
  • Fund education or entrepreneurial pursuits 
  • Equalize inheritances across family branches 

Business Succession Planning 

For business owners, the enterprise itself is often the estate’s largest and most complex asset. Careful succession planning helps mitigate disruption during leadership transitions or liquidity events.

Effective succession planning seeks to preserve enterprise value, maintain family harmony, support continuity of leadership, and establish clear expectations that minimize conflict among successors.

Lido works with owners and their legal and tax advisors to help: 

  • Evaluate ownership transfer strategies 

  • Prepare the next generation of leadership 

  • Coordinate buy-sell and liquidity planning 

  • Align business decisions with personal estate goals 

Multigenerational Planning in Practice 

Legacy planning often becomes especially valuable when clients are: 

  • Managing concentrated wealth from a business sale or liquidity event 
  • Balancing charitable ambitions with family wealth transfer 
  • Caring for a family member with special needs 
  • Navigating complex family dynamics or blended families 
  • Supporting children or grandchildren across multiple life stages 

Philanthropy With Purpose 

For many families, legacy extends beyond heirs to the difference they hope to make in the world. Strategic philanthropic planning can help transform charitable intent into measurable, tax-efficient impact.

Our goal is to help align your charitable strategy with your tax picture, family values, and long-term legacy objectives — whether your focus is immediate impact, multigenerational family involvement, or enduring institutional support.

Lido assists clients in evaluating giving strategies and vehicles such as: 

  • Donor-advised funds 
  • Charitable trusts 
  • Private foundations 
  • Qualified charitable distributions 

Services for Nonprofit Organizations

We work with a wide range of philanthropic and mission-driven organizations, from family foundations to large endowments. In addition to asset management, we can help you align governance, fundraising, and outreach with your purpose.

  • Align investments with values

    Lido’s investment infrastructure creates the necessary transparency to keep your mission at the heart of your portfolio.

  • Partner beyond investing

    We consult on governance, investment policy statements, and connect your organization with our extensive network of specialists and resources.

  • Go beyond the gala

    Create a more sustainable year-round donation flow using the latest fundraising and marketing best practices.

  • CREATE MORE STRATEGIC PLANS

    We’ll work with you to clearly define goals, enhance efficiency, and leverage opportunities for collaboration.

Clarity, commitment, and a deep understanding of our client's philanthropic objectives are at the heart of everything we do.”

Stasia Washington

Managing Director, Senior Wealth Manager

You supply the vision.
Lido One takes care of the rest.

A successful financial plan depends on multiple disciplines working in concert. That’s why Lido One convenes a team of investment, tax, estate, and other specialists to work together on your behalf, helping deliver coordinated solutions aligned to your broader financial plan.

Explore how Lido One brings clarity to complexity, providing a 360-degree view of your financial picture and actionable, unbiased insights.

Explore Lido One

Frequently Asked Questions

What is the difference between estate planning and legacy planning?

Estate planning focuses primarily on the transfer of assets through instruments such as wills and trusts. Legacy planning is broader and more comprehensive, addressing family governance, philanthropic goals, multigenerational education, and wealth stewardship.

When should legacy planning begin?

Earlier than many families expect. Legacy planning often becomes valuable once wealth complexity increases — for example, after a business exit, significant asset growth, or when preparing the next generation for financial responsibility.

Do I need a trust if I already have a will?

In many cases, yes. While a will directs the distribution of assets, a trust can offer additional control, privacy, and potential tax advantages. 

How does Lido work with my estate attorney?

Lido does not replace your attorney. Instead, we collaborate closely with your legal and tax advisors to help ensure planning strategies are fully coordinated with your broader wealth plan.

Is legacy planning only for high-net-worth families?

Legacy planning is most valuable for families with meaningful complexity, whether due to asset size, business ownership, multigenerational considerations, or philanthropic goals. The focus is less about a specific dollar threshold and more about the need for robust planning solutions.

Meet the Trust & Estate Planning Team

Meet the Full Team

Helping families navigate trust and estate complexity starts with clarity, empathy, and a deep understanding of their goals.”

Kelly Arrillaga

Managing Director, Enterprise Trust and Family Solutions

Marc Rebboah

Jennifer R. Elmenhurst

Stasia Washington

Margaret McCulloch

Ramsey Andrijevich

Jordan Kunz

Alek Christensen

Alex Angulo

Alex Kob

Christian Martinez

Alexandra Browne

Alexandra Papell

Becky Rang

Andrew Hancock

Allie Arvold

Alyssa Weinberger

Amit Josef

Amy Burchett

Request an Introduction

Start a conversation with our team about your goals and how Lido can help.

Brennan Fontana

Brennan Fontana

Senior Vice President, Advisor-Client Matchmaking

By submitting the form, you acknowledge that we collect your name, email address, and phone number to respond to your inquiries and provide you with information about our products and services in accordance with our Privacy Policy. If you are a California resident, please see our CCPA Notice to California Residents.

Brennan Fontana

Brennan Fontana

Senior Vice President, Advisor-Client Matchmaking

By submitting the form, you acknowledge that we collect your name, email address, and phone number to respond to your inquiries and provide you with information about our products and services in accordance with our Privacy Policy. If you are a California resident, please see our CCPA Notice to California Residents.