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Schwab is a registered broker-dealer, and is not affiliated with Lido Advisors or any advisors whose names appear on this website. Lido Advisors is independently owned and operated. Schwab neither endorses nor recommends Lido Advisors, unless you have been referred to us through the Schwab Advisor Network®. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Lido Advisors under which Schwab provides Lido Advisors with services related to your account. Schwab does not review the Lido Advisors’ website, and makes no representations regarding information contained in the Lido Advisors website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offering to purchase or sell any securities.