Lido Advisors inc. understands that no single investment strategy is right for everyone. That is why we employ a sophisticated investment management approach that incorporates a “multi-asset, multi-style and multi-manager” focus. Based on well-founded research, knowledge of the market and strategic relationships, our process is designed to assist clients in achieving and maintaining their financial goals. The professionals at Lido Advisors look for optimal investment strategies based on your financial objectives.

First, we carefully analyze your current circumstances, reviewing the strategy behind your existing portfolio and determine your investment risk comfort level. By focusing on meeting your long-term objectives, we deliver a targeted asset allocation plan designed to help achieve your strategic financial goals and provide you with an investment roadmap that you can confidently follow.

Lido believes developing an investment strategy that is right for you and your family is a team effort. In addition to working closely with you, we serve as an objective resource that can refer professionals such as accountants, lawyers and money managers that specialize in serving affluent clients. As the “quarterback,” Lido manages the team of professionals so we can execute the plan and work together on your behalf. We monitor the evolving trends and fluctuations in the markets enabling us to provide strategies and practical solutions that you can understand and incorporate into your overall financial plan.

Based on your individual circumstances and objectives, we offer objective advice regarding your optimal portfolio mix to help you achieve your ideal balance between preservation and growth. Our mission is to perform every duty with uncompromising integrity and a deep commitment to personal service.

At Lido Advisors Inc., we believe that everyone should think about the disposition of acquired property with some deliberate plan. As financial advisors, we do not take the place of the attorney in estate planning. We can however assist our clients in the following areas in the estate planning process:

*Providing advice on federal estate tax reduction and specific exclusion and valuation techniques that reduce the size of the taxable gross estate.

*Describing and reviewing the characteristics of wills, probate, revocable and irrevocable trusts, property ownership, life insurance and qualified plans.

*Identifying appropriate techniques and potential constraints within the unified credit, unlimited marital deduction, gifts, and charitable bequests.




1. Gathering complete and accurate data.

2. Establishing realistic client objectives and prioritizing them.

3. Identifying the most influential factors based on the client's situation and objectives.

4. Selecting an appropriate estate planning technique from among alternatives that meet     the client's objectives based on the client's goals and enabling and inhibiting factors.

5. Implementing the estate planning technique selected. Here your advisor will     coordinate implementation with a specialist, such as an attorney and or tax advisor.

6. Monitoring the plan for changes in the client's objectives or situation, and for changes     in the tax law.

1. Analysis of the client's current financial situation
    and prior investment experience;

2. Assistance in setting goals to determine appropriate time horizons,
    investment  objectives and amounts needed to accomplish investment goals;

3. Analysis of the client's risk tolerance;

4. Selection of appropriate asset classes;

5. Investment selection utilizing primarily no-load mutual funds, non-correlated     investment strategies*, individual debt and equity securities, and separate
    account  managers.

6. Ongoing monitoring of fund, securities and manager performance;

7. Ongoing portfolio performance analysis;

8. Portfolio modifications and reallocation as determined by Lido Advisors Inc.
    to be  advisable for the client's needs and the applicable market and economic     conditions; and

8. Preparation of client reports.

Lido Advisor clients receive a comprehensive quarterly analysis and report, along with a monthly statement from the custodian. Numerous customized reports can be generated in the areas of: investment performance, tax efficiency, portfolio appraisal, asset allocation, cash flow and fixed income reporting.

Clients are under no obligation to implement the asset allocation program developed by Lido Advisors Inc., and may specify any investment restrictions upon opening an account or at any time thereafter. The client understands that all historical research data, forecasts, projections, exhibits, prospectuses and all other indications of past performance referred to by Lido Advisors Inc. are not to be considered promises, guarantees or indications of future performance. Lido Advisors Inc. manages portfolios on a discretionary and on a non-discretionary basis.

Securities offered through Investment Security Corporation, Member FINRA, SIPC. Lido Advisors, Inc. and Investment Security Corporation are separate, unaffiliated entities.