Lido Advisors inc. is a resource for objective and independent investment advice. As a Registered Investment Advisor, we can choose from a broad selection of investment managers with various styles, from traditional stocks and bonds managers to those that manage alternative investments such as hedge funds, private equity and real estate. Our network of sources are highly qualified and experienced in handling the unique opportunities and obstacles presented to the affluent.

Think of us as your “manager of managers.” In many ways we are like the football quarterback that executes the call, supervises the action and makes appropriate adjustments to reach the goal. Our research and market analysis enable us to select a mix of money managers to encompass many classes and styles. We use the “Four P’s – People, Process, Portfolio and Performance” to wisely select money managers that understand and support your individual asset allocation strategy while keeping within your comfort level of investment risk.

We feel that active asset allocation is the best strategy to achieve superior performance while reducing volatility. In an effort to adapt to the dynamic state of the market, we continually monitor each manager to ensure that the diversification of your portfolio is supported with the most qualified professionals available.

Our relationship with our clients is the core of our business. It is important to us that you understand your options and the implications of decisions that are made to your asset allocation plan. We believe that keeping you involved in your account contributes to your success. For this reason we meet with each client at least quarterly to review statements, portfolio performance, financial markets and manager commentaries.

Lido Advisors does not focus on selling products. We strive to make decisions that are impartial, serve your best interest and help preserve your family’s wealth.

Lido Advisor's investment approach rests on the foundation that diversifying among asset classes reduces risk and helps individuals realize their financial objectives.

We begin by developing an asset allocation plan that balances a client's overall
financial objectives with individual attributes including risk tolerance, income requirements, liquidity requirements and time horizon.




1. Analysis of the client's current financial situation
    and prior investment experience;

2. Assistance in setting goals to determine appropriate time horizons,
    investment  objectives and amounts needed to accomplish investment goals;

3. Analysis of the client's risk tolerance;

4. Selection of appropriate asset classes;

5. Investment selection utilizing primarily no-load mutual funds, non-correlated     investment strategies*, individual debt and equity securities, and separate
    account  managers.

6. Ongoing monitoring of fund, securities and manager performance;

7. Ongoing portfolio performance analysis;

8. Portfolio modifications and reallocation as determined by Lido Advisors Inc.
    to be  advisable for the client's needs and the applicable market and economic     conditions; and

8. Preparation of client reports.

Lido Advisor clients receive a comprehensive quarterly analysis and report, along with a monthly statement from the custodian. Numerous customized reports can be generated in the areas of: investment performance, tax efficiency, portfolio appraisal, asset allocation, cash flow and fixed income reporting.

Clients are under no obligation to implement the asset allocation program developed by Lido Advisors Inc., and may specify any investment restrictions upon opening an account or at any time thereafter. The client understands that all historical research data, forecasts, projections, exhibits, prospectuses and all other indications of past performance referred to by Lido Advisors Inc. are not to be considered promises, guarantees or indications of future performance. Lido Advisors Inc. manages portfolios on a discretionary and on a non-discretionary basis.